You Keep Your Money!™ is an independent agent for United First Financial and it’s patented Money Merge Account © (MMA).

Our agency sponsors Free Seminars at various locations (see our Free Seminar Calendar).  It also provides individual sessions for clients at our offices in York, Pennsylvania.

The MMA© program is helping thousands of people all across America by reducing their overall mortgage term (i.e. 30 years), thus drastically reducing tens-of-thousands of dollars in interest payments. 

Think of it this way…

If there was a possibility for you to be Debt Free in half the time, or less, without altering your current cash flow… would that be worth a visit to a You Keep Your Money!™ seminar?

Remember this…

*  Mortgages are calculated on a closed-end interest schedule.

*  Certain Home Equity Lines of Credit are on an open-end interest schedule.

*  EXAMPLE:   If you have a standard fixed rate mortgage of $200,000 @ 6% for 30 years, your monthly payment = $1199 x 12 x 30 years = $431,676. Over $231,000 in interest paid to your lender…YUCK !!!

What if there was a way to trade closed-end interest for open-end interest? AND… by doing so it would eliminate thousands of dollars of mortgage interest and multiple years off your term.  Would that interest you?

*  EXAMPLE:  On a $200,000, 30-year mortgage, if you could send an additional $5,000 to the mortgage company in a lump sum (added only to the principal) you would reduce your interest by $28,000. That’s a FACT!

Problem: Most people don’t have an additional $50 much less $5,000 to send!

Solution: You Keep Your Money!™ and the U-1^st Money Merge Account (MMA), a combination of a patented software program and a Home Equity Line of Credit from your bank, Credit Union or local mortgage lender!

Using the Money Merge Account© (MMA) you could potentially own your house free and clear, Title in hand in less than half the time, saving  years of monthly payments and thousands of dollars in interest.